Borrow $15k from just $57* per week

Car loans 

secured from

8.9% p.a.*

 

Apply now

After $15k for a new ride?

Family expanding? Time for something made this century? Or perhaps it's time for you to finally finish off that "project" car that's taking up too much room in the shed.

Whatever your goal, we can help get you on the road.

*This example is calculated on a loan with full repayments made over a 7 year period at an interest rate of 8.9% p.a. Total repayments over the term of the loan would be $20,572.86 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. An approval fee of $250 plus other third party service fees may apply. This calculation is intended as a guide only and is not an offer from NZCU Baywide. All interest rates and fees quoted are subject to change. 


Rates & loan information

 

 personal loan value

$2K - $60K

 personal loan term

6 mths - 7 years

personal loan APR*

8.90 - 24.90% p.a.

    approval fee  

$250

 

Personal finance rates

Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of and individual's financial information provided we will assign a risk grade and the corresponding interest rate could apply.

 

Secured loan

Unsecured loan

Grade

Interest rate p.a.*

Interest rate p.a.*

Orange A

8.90%

10.90%

Orange B

11.90%

12.90%

Yellow A

13.90%

14.90%

Yellow B

15.90%

16.90%

Green A

17.90%

18.90%

Green B

19.90%

20.90%

Blue A

21.90%

22.90%

Blue B

23.90%

24.90%

 

Note: These interest rates p.a. are indicative only and may be subject to change without notice.

View our interest rates and fees here

 

For information on our loan agreements and terms and conditions click here.

 

Ready to see what you can borrow?

Use our lending calculator and apply online for finance today. Contact us for more information or to speak with our team.

 

After more info on vehicle finance? Check out our helpful guides: