Term deposit investments

For competitive term deposit rates and flexible term investment options, talk to NZCU Baywide today.

Our competitive term deposit interest rates are calculated on a daily basis and interest can be paid at regular intervals or on maturity to any account of your choice.*

  • Choose your investment term
  • Flexible and competitive interest calculated daily

 

NZCU Baywide offers some of the most competitive term investment rates in New Zealand^

Retirement saver account

from 4.10% p.a.*

Open a Retirement saver account

for 24 month term

Jimmy J Junior Saver Account

from 3.80% p.a.*

Open a serious saver account

for 12 month term

Investment rates

Term   Investment rate 
1-2 months 1.50% p.a.
3-4 months 3.10% p.a.
5 months 3.35% p.a.
6 months 3.70% p.a.
9 months 3.75% p.a.
12 months 3.80% p.a.
18 months 3.95% p.a.
24 months 4.10% p.a.
36 months 4.10% p.a.
48 months 4.15% p.a.
60 months 4.25% p.a.

 

> Interest is calculated on a daily basis.

> Investors are advised of their options prior to maturity.

> Maximum deposit $1 million per member.

> Minimum deposit is $1,000 for adults and $500 for children under 18 years old.

> These are indicative rates only and may be subject to change without notice.

> Where a term deposit is withdrawn prior to the maturity date, the applicable interest rate will be reduced by up to 2%. The applicable interest rate will not reduce below 0%.

 

Apply now

^Source: as published on www.interest.co.nz as at 2 February 2017. 

The current Credit Risk Statement, Product Disclosure Statement and other disclosure statements are available here or from any of our branches.