Car insurance

Is your vehicle covered?

Get cover for your car or motorbike if you have an accident, or your vehicle is stolen or damaged. 

Don't wait   get a quote

 Comprehensive car insurance covers you when:**

• Your vehicle is involved in an accident, regardless of who is at fault.
• Your vehicle is stolen, damaged or destroyed by fire.
• Your windscreen breaks (don't pay any excess!).
• You are responsible for accidental damage to someone else's vehicle or property (covers your legal liability and defence costs).

Tailored policies to suit your budget

Want a lower premium? Our voluntary excess options let you match your insurance to your budget.

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Click here to view our online brochure

Carminder Motor Vehicle Policies are underwritten by Provident Insurance Corporation Limited.

• Download the comprehensive policy document here
• Download the third party policy document here

Or contact Provident Insurance on 0800 676 864 or NZCU Baywide on 0800 229 943 for a copy.

**Carminder Motor Vehicle Policies are underwritten by Provident Insurance Corporation Limited. Please refer to the relevant policy documents for full terms, conditions, exclusions and details on the maximum amounts paid.  You can download the Carminder Comprehensive policy here and Carminder Third Party policy here, or contact Provident Insurance on 0800 676 864 for a copy or contact NZCU Baywide. 

Information on Provident Insurance Corporation Limited’s financial strength rating can be found on their website here.