Legal information and terms and conditions


NZCU Baywide is a nonprofit organisation that strives for service over profitability. 

NZCU Baywide is nonprofit, however we are not a charity and must make sound financial decisions. We operate under a Trust Deed and are governed by the Friendly Societies and Credit Unions Act 1982.

As a mutual financial organisation, NZCU Baywide is democratically governed by its Board, which is elected from and by its customer-owners.

Click here for more information on our Board of Directors

Recent updates:

  • Credit Risk Statement 19 December 2018
  • Product Disclosure Statement 19 December 2018
  • NZCU Baywide Rules 29 October 2018

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