Legal information and terms and conditions


NZCU Baywide is a nonprofit organisation that strives for service over profitability. 

NZCU Baywide is nonprofit, however we are not a charity and must make sound financial decisions. We operate under a Trust Deed and are governed by the Friendly Societies and Credit Unions Act 1982.

As a mutual financial organisation, NZCU Baywide is democratically governed by its Board, which is elected from and by its customer-owners.

Click here for more information on our Board of Directors

Special Meeting of Credit Union Baywide was held on Friday, 15 March 2019

Business or the evening included:

  • Transfers of Engagements to Credit Union Baywide
  • Amendments to the Rules

Click here for details 


Recent updates:

  • Credit Risk Statement 18 March 2019
  • Product Disclosure Statement 18 March 2019

Investor information


Credit Rating

 Products and services

 Rates and fees

Promotions and competitions