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*Credit Union Baywide trading as NZCU Baywide. Terms and conditions and normal lending criteria apply. A $350 approval fee and other fees apply for home lending. A $200 approval fee and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. NZCU Baywide savings are shares secured by a first ranking security over NZCU Baywide's assets. Click here to view our rates and fees.

NZCU Baywide is proud to be a credit union and not a registered bank.

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