Member notice: Branches and the Contact Centre will be closed Monday, 25 October to observe Labour Day. Our teams will be back on Tuesday, 26 October. Stay safe and enjoy your long week!

personal loans, debt consolidation and term deposits

2021 AGM

You're invited


Need a personal loan?

Personal Loans, New Zealand

Yours from 7.9% p.a.*

Apply now

Looking to invest?

Savings Accounts

Term deposits & investments

Apply now

Helping Kiwis achieve financial freedom.

Credit Union Baywide are all about helping everyday New Zealanders achieve their financial goals. Being 100% kiwi owned, we are proud to support New Zealanders with a range of loans and everyday banking services. We specialise in financial solutions for individuals, including products for NZ home loans, personal loans, high interest savings accounts and term deposit investments. Plus everyday transaction accounts and insurance for vehicles, loan protection, funeral protection, home and contents.

Looking at debt consolidation options?

You could reduce your weekly repayments and avoid paying high interest with a debt consolidation loan. You might be able to save hundreds of dollars on interest and pay off your debt quicker by transferring your credit card balance and other high interest debt to a Credit Union Baywide loan.

Loans for personal use from 7.9% p.a.*

Personal loans, NZ wide, at competitive rates. Whether you’re looking to cover unforeseen emergency expenses, fund a dream wedding, or treat the family to a much needed weekend away, at Credit Union Baywide we look past how the numbers look on paper to offer great rates on both secured and unsecured finance that free you up to live your best financial life.

Helpful finance guides:

Invest and save with our great term deposit rates

Saving money is one of the most financially sound investments Kiwis can make, but it’s easier said than done! That’s why at Credit Union Baywide we make it easy, with some of the best high interest savings accounts and term deposit investments in New Zealand. Building a nest egg for retirement? An emergency fund? Or simply saving for a rainy day? Achieve your financial goals and start saving today.

Car and vehicle finance options

Looking for a leading loan provider to give you a good finance deal on your next car? Credit Union Baywide offer a great deal on car loans and vehicle financing. Whether you are looking to upgrade from your existing car or buy a new one, Credit Union Baywide are here to help.

Looking for NZCU South, NZCU Central and ACU? 

We're part of Credit Union Baywide and you're in the right place! You can find out more here.