Our governance team

Talk to Gavin, our CEO

Our team are proud to work for an organisation owned by its members. As an owner you have input into the things that are important to you and the services we provide. That’s why we encourage you to contact Gavin, our CEO, with any thoughts and questions.

“My team are committed to serving you, our customer-owners and helping you with all your financial needs. If you have a question for me regarding the operation of the credit union, I would love to hear from you, just click on the link to send me a private email.”

Gavin Earle Chief Executive

CEO Profile

BBS (Mgmt), Dip. Bus (Mgmt), NZCIM, F Fin


Gavin has been with NZCU Baywide since 1988 and its Chief Executive since 2006.

Gavin leads the management team and is accountable for delivering on NZCU Baywide’s philosophy, mission, strategy, goals and objectives.

Gavin enjoys meeting and talking with all our member-owners. He believes it is important to stay in touch because that’s what keeps NZCU Baywide vibrant and growing.



Board of Directors

The Board of Directors was expanded from 1 May 2019 following the Transfers of Engagements between four participating credit unions.

“We’re committed to the credit union ethos of people helping people”

Louise Edwards Board Chair

Board of Director Profiles

BComm (Major in Accountancy), FCA

Professional Director

Director since 2019

Board Chair, Chair of the Governance Committee

Roles on other credit union Boards: NZCU South, Director and Chair of the Audit and Risk Committee (2016 to 2019); Co-op Money NZ, Director and Chair of the Audit and Risk Committee (2017 to November 2020)

Louise is an experienced Director and Chartered Accountant.  She has over 20 years senior management experience across a number of industries in NZ and overseas. In particular, Louise has held senior executive positions within the NZ financial services industry and is an experienced leader with a wealth of financial management acumen. She has a strong interest in governance, being actively involved in the Canterbury branch of Institute of Directors.

In conjunction with her busy work life, Louise has always maintained strong community sector links which include the Christchurch Symphony Orchestra, University of Canterbury Foundation, Good Shepherd NZ, Alzheimers Society and Victim Support.

Her lengthy financial services experience means she has a good understanding of the need to ensure good compliance processes to protect the interests of members.  Her family have been credit union members for many years. She is committed to the credit union ethos of “members helping members”.     


BBS (Acctg & Fin), CA, CPP

Chartered Accountant

Director since 2004

Member of the Governance Committee

Alan is a Chartered Accountant and a Director with Hastings based accounting practice Moore Markhams. Alan has over 30 years experience advising clients on a wide range of accounting, financial and investment matters in a fast changing world.

Alan is a member of Chartered Accountants Australia & New Zealand (CAANZ) and the Institute of Directors (IOD).

Introduced to credit unions through his father, the credit union gave Alan a loan to buy his first car. This people helping people philosophy is something he wants to see continue and is proud to be part of.

BMS, CA, CPIM, Member IoD, Company Directors Course

Company Director

Director since 2019

Board Vice Chair, Member of the Audit and Risk Committee

Roles on other credit union Boards: NZCU Central, Chair (2016-2019), Co-op Money NZ, Director (2018-2019)

Alan has extensive experience across a broad spectrum of management and leadership roles. Alan has successfully engaged in both Business Development and Sales and Management positions for New Zealand, Asia and Australia. As a Chartered Accountant, Alan also held CFO financial roles and is an owner at Arrow Accountants Limited.

Alan is a well-rounded experienced executive, Chair of NZCU Central and board member since 2016, Alan is known for his unwavering ability to set clear concise strategic direction for management and to hold each accountable for performance.

As Chair of the Central Board, he was voted on as a director of Co-op Money NZ in 2018, supported by the majority of member credit unions. Born in New Plymouth, Alan grew up in Taradale before Qualifying with a BMS from Waikato University. He lives in Ohope beach with wife Krys and their four boys, enjoys the outdoors and multi-sports

M Communications (Hons), Te Ara Reo Māori Level 3 (ongoing)

Communications Content and Publications Advisor

Director since 2015

Chair of the Directors’ Nominating Committee

Roles on other credit union Boards: Credit Union Bay Health, Director for 12 years holding a variety of roles including Director, Trustee, Treasurer and Deputy Chair

Chris works in a communications role at Hawke’s Bay District Health Board, and is a champion for clear, consistent and easily understood communications. Continual professional development is undertaken through wānanga, other tertiary institutions and through regular participation in New Zealand Institute of Directors courses.

A strong supporter of Credit Unions and their emphasis on working with people to achieve their financial, professional and personal goals, Chris is also a vocal advocate for good governance adding value to both not-for-profit and commercial businesses. Currently also Chair of Creative Arts Napier, Chris has held a number of governance roles on community boards and trusts including those with a health, education and arts focus.



Asset Manager

Director since 2010

Member of the Directors’ Nominating Committee

Roles on other credit union Boards: Co-op Money NZ, Director (2017-2019) Co-op Services NZ, Director (2017-2019) and Co-op Insurance NZ, Director (2017-2019)

Graham is by profession a Chartered Loss Adjuster and Technical Analyst. He is the Executive Director of Smoogro Asset Management which manages local and offshore financial assets on behalf of The Clouston Family Office. Graham is also a Director and Deputy Chairman of angel investor, Launch Taranaki Ltd.

With 45 years involvement in the Credit Union Movement, Graham has a strong commitment to the people helping people cooperative model. He supports the growth and development of Credit Union in New Zealand.

BBS (Actg & Finance, Human Resource Mgmt) - Massey University, Chartered Accountant, (CAANZ)

Chartered Accountant

Director since 2009

Member of the Audit and Risk Committee

Roles on other credit union Boards: involved with MidCentral Credit Union as Director and Financial Adviser since its formation in 2003, and prior to that with PN Hospital Staff Credit Union as Treasurer and Financial Adviser since 2000.

Grant is a retired chartered accountant, having previously held various senior management and financial positions within Massey University.

He currently undertakes selected accounting assignments and projects.

Grant has been a credit union member for over 40 years and is passionate about members helping each other through the co-operative model. He is particularly interested in the strategic direction of the credit union and its continued growth in strength and relevance to the New Zealand economy.


B.Com, CA, MBA (Dist.) CMinstD, FNZIM

Professional Director

Director since 2019

Chair of the Audit and Risk Committee and member of the Governance Committee

Roles on other credit union Boards: NZCU South, Director (2014-2019), Board Chair (2017-2019), Audit and Risk Committee Chair (2014-2017)

Janice is a professional director and chartered accountant with 20 years governance experience. She has a broad portfolio of directorships with experience in both commercial and not-for-profit sectors.

Janice has held senior executive positions in professional services and finance and banking sectors internationally.  Her commitment to working with community and not-for-profit organisations, led to her involvement with Credit Union South which she chaired until the Credit Union Baywide merger.

She is currently a director of Mainpower NZ Ltd, on the council of Lincoln University, Chairman of Hurunui Tourism and a trustee of the New Zealand Shipwreck Welfare Trust. Previous directorships include Credit Union South, Maritime New Zealand, New Zealand Family Planning, University of Canterbury Foundation, Duncan Cotterill Lawyers and YHA New Zealand.

Janice is a Chartered Member of the NZ Institute of Directors, a fellow of the NZ Institute of Management, and a member of the Institute of Chartered Accountants.

BSc (Honours), MBA, IOD Certificate in Company Directorship


Director since 2019

Member of the Directors’ Nominating Committee

Roles on other credit union Boards: NZCU Central, Director (2018-2019)

Te Taru is an elected member on the Bay of Plenty Regional Council and Chairman of the partnership between the Rotorua Lakes Council with tangata whenua. He is passionate about socio-economic development of communities and has been at the forefront of leading Maori contribution locally and nationally including leadership of high level Local and Central Government consultation processes.

Te Taru has considerable Governance experience in Government and Private Sector and applies over 35 years of senior executive experience to these roles. Te Taru has a diverse range of work skills and professional experience as an Engineering Geologist, Human Resource Director, Kaihautu (Co-leader) of Te Papa Museum and CEO of the Maori Arts and Crafts Institute, Te Puia.

Te Taru believes that Credit Unions are "of the people for the people." They are owned by its members and are charged with providing accessible and equitable financial services to the communities and members it serves.