Money saving blog

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7 ways Kiwis can live debt free In 2017

According to the NZ Herald, New Zealand’s household debt level - that is, the amount of debt you, I, and every other New Zealander has - ‘is one of the hig...

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Posted January 2017

5 simple ways to improve your credit score

Get better interest and higher loan approval with these 5 tipsAs we have written about previously, your credit score can greatly impact both your ability t...

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Posted December 2016

5 ways to add property value with a home renovation loan

2017 is approaching fast, so what are you looking ahead to as the year draws to a close? Are you planning to travel the world? Take action against your deb...

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Posted December 2016

Christmas money saving idea

Cookies in a jarChristmas is just around the corner and it's time to start thinking about gift ideas.These days homemade gifts have become so rare that it’...

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Posted November 2016

Struggling with debt? 3 proven ways to take action today

Consolidation, settlement or management: how to handle your debts? Do your debts leave you feeling hopeless? No matter how hard you try, debts have a nasty...

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Posted October 2016

9 tips to avoid a lemon when financing a used vehicle

So, you’ve just applied for a loan for a new car. Exciting! Yet instead of splurging on the flashest set of wheels you can find, like many New Zealanders y...

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Posted October 2016

Simple ways to save a fortune

So, you need to save more money each month? It’s easy. These simple tips will help keep cash in your wallet each week. Start a vegetable patch. Why buy veg...

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Posted October 2016

What is a credit score, and how will it affect my personal loan application?

What is a credit score, and how will it affect my personal loan application? Applying for a loan is an exciting time for any New Zealander. Or at least, it...

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Posted September 2016

Switch on to saving with LED

At NZCU Baywide we are always looking to share ways to save money and help our customers achieve their financial goals. Even small changes can add up to si...

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Posted September 2016