What are the lending rates and fees?

Unlike other banks and financial institutions, at NZCU Baywide our profits - outside of operating costs and reserves - are returned to our customers through the amazing interest rates we offer on our fixed-term investmentssavings accounts, low interest lending, and debt consolidation loans.

This is the reason we’re able to offer some of the lowest interest rates of any provider in New Zealand^. In fact, our secured personal loans start at a low 8.9% p.a.*, while our unsecured loans start at an equally amazing 11.9% p.a.*. Better still, there are no hidden fees or charges, so you can rest easy knowing exactly what - and how much - you’ll be paying, long before you fill out your application.

Learn more about NZCU Baywide’s rates and fees here.

^Source: as published on www.interest.co.nz as at 1 May 2018.

 


More frequently asked questions about our loans

You may find the answer on one of the pages below:

If you have not found your answer, please feel free to contact us.


Want to know your options?

Use our personal loan calculator