Unlike other banks and financial institutions, at NZCU Baywide our profits - outside of operating costs and reserves - are returned to our customers through the amazing interest rates we offer on our fixed-term investments, savings accounts, low interest lending, and debt consolidation loans.
This is the reason we’re able to offer some of the lowest interest rates of any provider in New Zealand^. In fact, our secured personal loans start at a low 9.9% p.a.*, while our unsecured loans start at 10.9% p.a.*. There are no hidden fees or charges, so you can rest easy knowing exactly what - and how much - you’ll be paying, long before you fill out your application.
Learn more about NZCU Baywide’s rates and fees here.
^Source: as published on www.interest.co.nz as at 1 May 2018.
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