Rates and information
Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of an individual's financial information we will assign a risk grade and the corresponding interest rate could apply. Read more about our loans here.
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*Note: These interest rates are indicative only and may be subject to change without notice.
As published on interest.co.nz as at 6 January 2020.
For information on our loan agreements and terms and conditions click here.
When applying for a credit loan it's important to consider all of the costs involved.
Below is an example of the total costs included over the term of a secured vehicle loan:
$15,000 personal borrowing
+ $250 approval fee
+ $36.51 third party charges (credit check, vehicle check and registering security over vehicle)
Set up over a term of 3 years (157 weeks) at 9.9% p.a. interest = weekly repayments of $112.74