Ways to bank with NZCU Baywide

header mychillybin100468 415


Making life easy for you is important to us. NZCU Baywide offers a wide range of simple and convenient ways for your everyday banking.

A nationwide network of ATMs to access your cash - anytime. Click here for locations.

AccessDebit Mastercard® works just like an Eftpos card plus you can use it online, over the phone or overseas just like a credit card.

Features: Benefits:
Mastercard® contactless technology A simple tap of your AccessDebit card is all it takes to pay at checkout. Make a secure payment for purchases of up to $80 – no need to enter a PIN or sign!
Shop online, over the phone or by mail Use your debit card to shop wherever EFTPOS or Mastercard® is accepted here and overseas.
Shop around the world An all-in-one card providing freedom to travel and still have access to your cash at ATM machines anywhere in the world.
Have up to two accounts linked Easy and quick access to your money in your everyday accounts.
Access extra funds Quick and easy access to approved overdraft funds 


For lost or stolen cards call our Contact Centre on 0800 229 943. After hours call 0800 800 147 or when overseas call +64 9 366 1028 (collect).

Apply now

Instant access to your money or balances 24/7.

  • Secure alternative to cash.
  • Instant payment method.
  • Save transaction fees by withdrawing cash when you make a purchase.
  • Withdraw cash through EFTPOS or ATMs in New Zealand or any ATM overseas that displays the Cirrus® and Maestro® logo.

For lost or stolen cards call our Contact Centre on 0800 229 943. After hours call 0800 800 147 or when overseas call +64 9 366 1028 (collect).

Everyday banking online, whenever and wherever you like.

  • Save money on fees.
  • Fast. Convenient. Secure.
  • 24/7 access to your funds anytime from anywhere in the world through online banking.
  • View account balances, pay your bills, view, add, update and delete automatic payments instantly.
  • Transfer funds, print statements or download your transactions to manage your budget.

If you're an existing customer of NZCU Baywide you can click here to register for internet banking.

Manage your money on the go 24/7

If you’ve got internet access and a compatible smartphone or tablet, our secure mobile banking app Accessmobile will help you keep track of your money anywhere, anytime!

  • Access your accounts quickly and easily with a 4-digit PIN.
  • Check your account balances and view your transaction history.
  • Transfer money between your accounts.
  • Add automatic payments and perform one-off bill payments.
  • Add and delete payees.

Get Accessmobile in 4 easy steps:

  • Register for internet banking (contact your local branch for information on how to do this).
  • Download the app from Google Play or Apple App Store – it’s free!*
  • Enter your existing internet banking access number and password.
  • Either set a new 4-digit PIN for future access or continue to use your existing internet banking access number and password.

*It is free to use the Accessmobile app, however, your usual mobile data costs and standard internet banking transaction and service charges will apply.


Mobile security

Accessmobile uses high-quality industry security encryption to help keep your personal details safe. For added security, Accessmobile locks the user out after three failed log in attempts. The app will time-out if left running for more than two minutes with no activity.

If you forget your PIN you can log in again using your internet banking login details, or contact us on (06) 873 1100 or 0800 229 943.

Terms and conditions: Downloading and use of the NZCU Baywide Mobile Banking app is also subject to the Accessmobile terms and conditions.

Download the Accessmobile app for iOS (Apple) or Android now!

google play logo

apple app store


Apple, iPhone, iPad and App Store are registered trademarks of Apple Inc. Android and Google Play are registered trademarks of Google Inc.


Secure account access from anywhere in the world.

  • Free to enrol.
  • Easy to transact, transfer, obtain balances and manage your accounts 24/7.
  • Your details are protected against unauthorised access with your personal Access Code.

Be part of the Rugby World Cup 2019 –  courtesy of Mastercard

Be in with a chance to win an all inclusive 5 day, 5 star experience for 2 people to fly to Japan to see South Africa v New Zealand game. Prize worth NZD$18,000

Click here to view the Ts & Cs.