Christmas saver



Take the stress out of the holiday season with a Christmas saver account and we'll deposit your first $10!^

Start saving today with our Christmas saver account so you can afford the things you need and want. Deposit regular amounts into your NZCU Baywide Christmas saver account throughout the year and be stress free over the festive season.


How a Christmas saver account can help you and your family:

  • $10 opening deposit for all new Christmas saver accounts^
  • Peace of mind knowing how much you have available to spend at Christmas
  • The flexibility to spend your Christmas savings on anything you like (unlike traditional Christmas club schemes)
  • Free withdrawals from 1 November to 31 January to make accessing your money easy
  • Flexible deposits - you can change the amount any time to match your budget
  • 1.50% p.a. interest to help you build your savings faster.^

^Interest is calculated daily and paid on the last business day of each month. Interest rates are subject to change without notice. Maximum deposit $1 million per member. $10 opening deposit can only be credited between 1 February - 31 October. Terms and conditions apply.


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View our FAQs and rates and fees for more information.