Your dream wedding

Borrow $20k from just $75* per week.

Wedding loans secured from

8.9% p.a.*

Apply now

$20k towards your big day... just imagine.

Transforming a barn into rustic yet charming, life sized L.O.V.E lights for the perfect Insta shot, or a floral themed wonderland that will have your guests in awe.

You've been adding to your Pinterest board for long enough, now is the time to make it happen and we want to help.

*This example is calculated on a loan with full repayments made over a 7 year period at an interest rate of 8.9% p.a. Total repayments over the term of the loan would be $27,299.94 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. A $250 approval fee and other fees apply. This calculation is intended as a guide only and is not an offer from NZCU Baywide. All interest rates and fees quoted are subject to change.


Rates & loan information

 

 personal loan value

$2K - $60K

 personal loan term

6 mths - 7 years

personal loan APR*

8.90 - 24.90% p.a.

    approval fee  

$250

 

Personal finance rates

Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of and individual's financial information provided we will assign a risk grade and the corresponding interest rate could apply.

 

Secured loan

Unsecured loan

Grade

Interest rate p.a.*

Interest rate p.a.*

Orange A

8.90%

10.90%

Orange B

11.90%

12.90%

Yellow A

13.90%

14.90%

Yellow B

15.90%

16.90%

Green A

17.90%

18.90%

Green B

19.90%

20.90%

Blue A

21.90%

22.90%

Blue B

23.90%

24.90%

 

Note: These interest rates p.a. are indicative only and may be subject to change without notice.

View our interest rates and fees here

 

For information on our loan agreements and terms and conditions click here.

 

Ready to see what you can borrow?

Use our lending calculator and apply online for finance today. Contact us for more information or to speak with our team.

 

For more information on how a personal loan from NZCU Baywide can help you achieve your financial goals click here.