Car loans & vehicle finance from 9.9% _p.a.*

Do you need vehicle finance for purchasing or upgrading a car?

Talk to NZCU Baywide before you start your search and shop with cash.

*Terms and conditions and normal lending criteria apply. An approval fee of $250 plus other third party service fees may apply. All interest rates and fees quoted are subject to change. View our full list of rates and fees here.

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Select the flexible car loan rate that suits you

secured vehicle loans from
9.9% p.a.*

minimum $2,000

affordability and credit score criteria apply

unsecured vehicle loans from
11.9% p.a.*

minimum $2,000

affordability and credit score criteria apply

Vehicle loan calculator

Interest rate

9.90% p.a

Amount I want to borrow

$1,000 $60,000

Weekly repayments

How much could you save by consolidating your debt with our low interest rate?

Enter your current interest rate % p.a

you could save ^†

Apply now

^†Over the full term of the vehicle loan you could save this amount on interest.

This example is calculated on a loan with full repayment made over a 3 year period at an interest rate of [9.9]% p.a. Total repayments over the term of the loan would be [total-repayments] (indicative only). Weekly repayments are indicative only. Normal lending criteria and conditions apply. An approval fee of $250 plus other third party service charges may apply. This calculation is intended as a guide only and is not an offer of finance from NZCU Baywide. All interest rates and fees quoted are subject to change. View a full list of rates and fees.

More information on financing your vehicle

Are you looking for a leading loan provider to give you a good finance deal on your next car? Well look no further! For a great deal on car loans and vehicle financing, talk to our team today. Whether you are looking to upgrade from your existing car or buy a new one, NZCU Baywide are here to help.

With highly competitive interest rates and both, secured and unsecured car loans available, it’s little wonder so many people choose us as their preferred vehicle loan provider. NZCU Baywide currently offer one of the lowest unsecured car loan rates available in New Zealand 11.9%p.a.*

For more information on how our team can help you finance your next vehicle, fill out our online loan application or contact our team today.

At NZCU Baywide we don’t just focus on how the numbers look on paper, we listen to your story to help you save. Contact our friendly team today to discuss your vehicle financing options.