Car loans & vehicle finance from 9.9% p.a.*

18108 NZCU Personal10k Web Thumbnail4

Do you need vehicle finance for purchasing or upgrading a car?

Talk to NZCU Baywide before you start your search and shop with cash.

*Terms and conditions and normal lending criteria apply. An approval fee of $250 plus other third party service fees may apply. All interest rates and fees quoted are subject to change. View our full list of rates and fees here.

Don't wait

Apply now

Select the flexible car loan rate that suits you

secured vehicle loans from
9.9% p.a.*

minimum $2,000

affordability and credit score criteria apply

unsecured vehicle loans from
11.9% p.a.*

minimum $2,000

affordability and credit score criteria apply

More information on financing your vehicle

Are you looking for a leading loan provider to give you a good finance deal on your next car? Well look no further!  For a great deal on car loans and vehicle financing, talk to our team today. Whether you are looking to upgrade from your existing car or buy a new one, NZCU Baywide are here to help.

With highly competitive interest rates and both, secured and unsecured car loans available, it’s little wonder so many people choose us as their preferred vehicle loan provider. NZCU Baywide currently offer one of the lowest unsecured car loan rates available in New Zealand 11.9%p.a.*

For more information on how our team can help you finance your next vehicle, fill out our online loan application or contact our team today.

At NZCU Baywide we don’t just focus on how the numbers look on paper, we listen to your story to help you save. Contact our friendly team today to discuss your vehicle financing options.

 

FAQ

 

Have questions about our car loans?

You may find the answer on one of the pages below:

If you have not found your answer, please feel free to contact us.

 

Helpful finance guides

 

Finance a car and avoid a lemon

9 Tips for avoiding a lemon when financing a used car

Buying used is a financially savvy decision we can get behind, but how can you be sure you're not buying a car that will break down as soon as you get behind the wheel? Click through for our top tips that'll have you feeling more confident out on the used car lot.

Read more...

 

10-Point car finance checklist

The ultimate 10-point checklist for buying your next car

Whether you're buying your first car or upgrading to accommodate a growing family, there's a few common things you should consider before signing on the dotted line. Click through to find out what those are and make financing your next car a stress-free experience.

Read more...

 

Car loan guide

3 Go-to tips for financing your next vehicle

Are you struggling with a list of questions a mile long? Don't stress! Keep reading for our top tips that will help you answer the all-important questions of how, when, and where you finance your next vehicle. It's that simple! 

Read more...

 

 

Blogs & Guides

 

Looking for more info? Check out these other great guides