At NZCU Baywide we believe New Zealanders are can-do go-getters who regularly strive to make their dreams come true. Big or small. So as a credit union of the people, and for the people, we're committed to helping self-employed New Zealanders achieve their goals with our personal loans for self-employed applicants.
We calculate the amount you can borrow, as well as the interest rate you’ll pay, by using your personal after tax income. This requires you to present verification, as well as a copy of your latest tax assessment notice and/or your latest financial statements, showing two years of trading results.
As a self-employed application, you’ll also need to meet the following criteria:
You may find the answer on one of the pages below:
If you have not found your answer, please feel free to contact us.