Dreaming of a new kitchen or bathroom, an extension or wanting to spruce up your property for sale? Take out a home improvement loan with NZCU Baywide and make it happen.
secured home improvement loans from
9.9% p.a.*
minimum $2,000
affordability and credit score criteria apply
unsecured home improvement loans from
10.9% p.a.*
minimum $2,000
affordability and credit score criteria apply
Have you been thinking of renovating your home but don’t have the money saved to get the look you want? Why not get a home renovation loan from NZCU Baywide and make it happen?
Our home improvement loans are the perfect financing option for people who want to renovate or upgrade their home. Whether you want to put in a new kitchen, build an extension or spruce up your property for selling, a loan from NZCU Baywide can help make your dreams a reality.
After all, maintaining your property and keeping it in good shape doesn’t just improve its value – it can also save you from sudden damage due to poor maintenance.
At NZCU Baywide we don’t just focus on how the numbers look on paper. We listen to your story and help you save. Contact our friendly team to discuss your home improvement loan today.
Rates & loan information
loan value$2K - $50K |
loan term6 mths - 7 years |
interest rate9.90 - 28.90% p.a. |
approval fee$250 |
Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of and individual's financial information provided we will assign a risk grade and the corresponding interest rate could apply.
|
|
Secured loan |
Unsecured loan |
|
Grade |
Interest rate p.a.* |
Interest rate p.a.* |
|
Orange A |
9.90% |
10.90% |
|
Orange B |
11.90% |
12.90% |
|
Yellow A |
13.90% |
14.90% |
|
Yellow B |
15.90% |
16.90% |
|
Green A |
17.90% |
18.90% |
|
Green B |
19.90% |
20.90% |
|
Blue A |
21.90% |
22.90% |
|
Blue B |
23.90% |
24.90% |
*Note: These interest rates p.a. are indicative only and may be subject to change without notice.
Use our lending calculator and apply online for finance today. Contact us for more information or to speak with our team.
