Borrow $8k from just $40* per week

Don't wait

Apply now

Escape to Fiji

Travel loans 

secured from

8.9% p.a.*


Apply now

$8k for your Fiji getaway

The pure islands of Fiji await... or perhaps it's Rarotonga or Samoa? Book your trip now and make it a holiday to remember. Just imagine your toes sinking into the warm sand, with the hot sun beaming down and a tropical cocktail in hand. Now is the perfect time to escape winter for some much-needed sun, rest and relaxation. 

If you're looking to tick a big dream off your bucket list, reno the house or just survive another year of private school fees... we can help. Whatever your goal, we could help you achieve it. Apply now for a personal loan.

*This example is calculated on a loan with full repayments made over a 5 year period at an interest rate of 8.9% p.a. Total repayments over the term of the loan would be $10,283.40 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. An approval fee of $250 plus other third party service fees may apply. This calculation is intended as a guide only and is not an offer from NZCU Baywide. All interest rates and fees quoted are subject to change. View our full list of rates and fees here.

Rates & loan information


 personal loan value

$2K - $60K

 personal loan term

6 mths - 7 years

personal loan APR

8.90 - 24.90% p.a.

    approval fee  



Personal finance rates

Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of and individual's financial information provided we will assign a risk grade and the corresponding interest rate could apply.


Secured loan

Unsecured loan


Interest rate p.a.*

Interest rate p.a.*

Orange A



Orange B



Yellow A



Yellow B



Green A



Green B



Blue A



Blue B




Note: These interest rates are indicative only and may be subject to change without notice.

View our interest rates and fees here


For information on our loan agreements and terms and conditions click here.


Ready to see what you can borrow?

Use our lending calculator and apply online for finance today. Contact us for more information or to speak with our team.


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