Online Personal loan application

You could win $5,000 cash^

If your personal loan is successfully approved and drawn down by 7 December 2018, you will go into the draw to win $5,000 cash.^ Imagine $5,000 to spend on whatever you want in December! That could be Christmas sorted. Remember to quote the promo code WIN to go into the draw.

 ^The $5,000 cash prize draw is a Sales Promotion Scheme administered by NZCU Baywide. Terms and Conditions apply, click here for more details. 


Loan affordability check

Before you proceed with your personal loan application we need to complete a quick affordability check.

Based on these answers we will recommend whether or not you should proceed with the full application.

We like to put you first. As responsible lenders, NZCU Baywide wants to ensure you are aware of the implications of taking out a personal loan. Although a personal loan can sometimes help you achieve your financial goals, borrowing money is not always the answer. If you are unsure please call our team on 0800 229 943.

Enter an amount between $2,000 and $60,000

Exclude home loan repayments

When you press 'Next' the information collected will be stored by NZCU Baywide, even if you do not complete the rest of the application. Read our privacy policy here