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*Credit Union Baywide trading as NZCU Baywide, NZCU Central, NZCU South and ACU. Terms and conditions and normal lending criteria apply. A $500 approval fee and other fees apply for home lending. A $250 approval fee and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. Credit Union Baywide savings are shares secured by a first ranking security over Credit Union Baywide's assets. Click here to view our rates and fees. The CANSTAR 5 Star Rating was awarded in December 2020 to Credit Union Baywide for Orange Personal Loans and in June 2020 for our Online Saver account.

Credit Union Baywide is proud to be a credit union and not a registered bank.