Medical insurance

Protecting you and your family

Credit Union Baywide & Manchester Unity offer a little extra...

As a valued customer of Credit Union Baywide we have an exclusive benefit we think you may enjoy. When you purchase a Manchester Unity medical insurance policy between 1 February and 31 July 2019, not only will you be protecting you and your family from unexpected health costs, you will also enjoy a range of added benefits.

  • 50% off adult and partner membership fees for your first year
  • 20% off the first year’s medical insurance premiums
  • Waiver of the 3 month no-claims stand down+
  • Plus go into the draw to win a week away in a holiday home^
Benefits of a Manchester Unity membership

Take out a health insurance policy with MU and you’re also eligible for these great benefits.

  • Apply for education awards
  • Access to holiday homes from as little as $37 per day
  • Member deals from JB Hi-Fi, Placemakers, Repco, Noel Leeming and heaps more

What is a Friendly Society?
A friendly society, like a credit union and a building society, is an organisation
owned by a group of people who pool their resources to enjoy privileges and
provide protection for themselves.
Go to for a full description of members’ rights and privileges.

Who owns Manchester Unity?
You do, as a member. Members share ownership of Manchester Unity.
Who can join Manchester Unity as a member?
Anyone over the age of 16 years old can join Manchester Unity as a member.

What are the conditions of joining Manchester Unity?

To join Manchester Unity, you must apply for membership, pay the small
annual membership fee and buy one of our medical insurance products.

How do I join?

It’s easy.
Read through the membership pack at
Send all the completed forms and certified documentation to



+See policy wording for detailed terms including exclusions for pre-existing conditions.
^Terms and conditions can be found here.