NZCU Baywide Lower Hutt: car finance, personal loans & debt consolidation

At NZCU Baywide Lower Hutt branch we’re proud of our Credit Union history going back to the Wellington Waterfront Credit Union, and later Harbour City Credit Union.

We’re big on personal service. So our members can call us or drop in for a one-on-one chat. Over the years we have helped many home buyers to finance their first home, from Upper Hutt through to Wellington City. When you join us you become an owner, which means you share in our good fortune. Whether you need a personal or home loan, a savings or investment account, or everyday accounts and services your success is our priority.

Get in touch today to see how the friendly team at NZCU Baywide Lower Hutt can help you.


After a personal loan? Apply now


2 Margaret Street

Lower Hutt

Opening Hours

Monday: 9.00am – 4.30pm

Tuesday: 9.00am – 4.30pm

Wednesday: 9.30am – 4.30pm

Thursday: 9.00am – 4.30pm

Friday: 9.00am – 4.30pm

Holiday Hours

Closed statutory holidays 

Contact Details

Phone: (04) 570 0628

Fax: (04) 586 3673

Contact Form